The Time Bank feature gives you a little more time when making those hard and pressure filled decisions.
In poker tournaments, you are allotted a certain amount of time in the time bank depending on what type of tournament it is. To make use of this extra time, you click on the button just above the bet slider bar. Once your usual amount of time is up, you will be given the option to use the time bank, and then shown how much time your have left in the bank.
Ring games will work the same way as tournaments for making use of the time bank, with one key difference. In rings games, you actually accrue more time in the time bank as you play more hands (although there is a ceiling that you do eventually hit, so it doesn’t get excessive or unfair).